House is across the street from the bay. Boat slips available via the town of Brookhaven. There is CO open for the deck and garage. Garage not great structurally. The homeowner is in second phase to raise the house and there's no cost to the homeowner to raise it. After it's completed there isnt a need for flood insurance. Current policy is assumable and it's 3300 a year. Cash is best due to the CO issues but current owner has mortgage.